Big companies are subject to constant audits. You, too, can check their balance sheets that are released and scrutinize the numbers.

While you may personally dislike MS products, most of the world’s businesses and governments run on them. That’s licensing money every month without fail. They can literally charge whatever they want because companies with staff want Office and Windows Server backend.

We are not accounting for the percentage of people who read it but are still cool with forfeiting their soul.

You just move to a county with actual Healthcare as part of your retirement. Won’t even need 5 mil.